Take the leap, secure the future

Room for your growing family? Finally living in your dream location? A place that's truly yours? We help you find the financial path to get there. No compromises, with the best terms from 35+ banks.

Independent
AFM-certified
Personal
10+ years expertise
500+ Happy clients
35+ Banks compared
4.9/5 Client rating

From dream home to home happiness

What do you want to achieve?

I want to buy a house

You have a clear goal in mind. A place of your own for yourself or your family. That neighborhood you've always wanted to live in. An investment for your future.

What we do:

We help you calculate what's realistic, find the best financing from 35+ banks, and guide you until the key is in your hand.

  • First home
  • Upgrade to more space
  • Investment property
  • New to the Netherlands

I already have a mortgage

Your home is there, but your ambitions aren't fulfilled yet. Renovate for that extra room. Make it sustainable. Refinance for lower monthly payments.

What we do:

We look at what's possible, calculate what's smart, and arrange the best terms.

  • Refinance for lower rates
  • Borrow extra for renovation
  • Make it sustainable
  • Access home equity
Mortgage consultation
AFM-certified Licensed mortgage advisor

The best choice to create your home happiness

Why independent mortgage advice works

35+ banks means real choice

Not tied to any bank. No preferred products we have to push. Only what's best for your situation.

From maximum to responsible

We calculate not just how much you can borrow, but especially what's wise for your life and ambitions.

One advisor, always available

Rayon knows your story. For quick questions, our team responds immediately. The strategy? You determine that with the person who has the overview.

Schedule a free introduction No obligation, no commitments

The journey

From first meeting to keys

1
Introduction meeting (free)

We discuss what you want to achieve and explain what's financially possible.

2
Financial analysis

We map out your complete situation, including future plans.

3
Tailored advice

We compare 35+ banks and give clear advice with pros and cons.

4
Mortgage application

We handle the application and are your point of contact with the bank.

5
Valuation & inspection

We coordinate everything. You just need to be available.

6
Offer & agreement

We check the offer, explain everything and answer final questions.

7
Notary & key handover

The final step! We guide you until the key is yours.

Ready to take the first step?

Start with a free consultation

What clients say

4.9
Based on 127 reviews
Top rated advisor
Avg. 6 weeks to keys
MK
Mark & Kim
First home, Amsterdam

"With Rayon by your side, it feels like someone is standing next to you who truly thinks along with you. Absolutely recommended."

JV
Johan V.
Refinancer, Utrecht

"Rayon is personally involved, knows the market inside out and is completely focused on results."

SB
Sandra B.
Refinancer, Rotterdam

"Rayon calculated everything down to the euro. I now save EUR 280 per month!"

DP
David P.
Expat, The Hague

"As an expat, Rayon explained everything step by step. Within 8 weeks I had the key to my first home."

Calculate your mortgage amount

Discover instantly how much you can borrow and what your monthly payments will be - free and within 2 minutes.

Free introduction meeting
No obligations
Response within 24 hours
Book free consultation
Nederlands NL